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Living in the city comes with some serious perks.
We’re talking live music, pop up art shows, coffee shops on every corner. Those late night taco trucks? Yes, please!
Those same perks can take a big bite out of your paycheck, let’s be honest.
Good news, though, you can still have plenty of fun in the city without tossing your budget out the window. It just takes a little creativity.
Stretch Your Cash With These Simple Tricks
Keep more money in your pocket while still making the most of everything there is to experience in the city, try these three easy solutions.
- Load Up on Freebies and Deals – Take advantage of the loyalty programs at your favorite coffee spot or pizza joint. Lots of places give away free birthday treats just to say thanks for you joining their rewards program.
- Blue Plate Specials – Choose the weeknight specials at your local restaurants, and try to arrive during happy hours to enjoy a night out without breaking the bank. Check out places that offer a “kids eat free” or some cheap deals on appetizers.
Bonus tip: Have a snack at home before going out to eat with friends, this way you’ll reduce the urge to splurge.
- Use the Buddy System – Gather up your friends for streaming subscriptions or sharing rides. Most folks don’t realize that a family plan or a group pass for local transit can dramatically reduce your travel expenses. Besides, sharing with trustworthy people is always a win for both your wallet as well as your social life.
Responsible Funding for Your City Adventures
It’s pretty common to be strapped for cash, it happens to almost everyone at some time or other.
If you’re in a money crunch and you need to even out your cash flow, safe money loans can help bridge the gap. Just remember to read the fine print and only borrow what you can absolutely afford to pay back.
More Bang for Your Buck : City Style
Uncover the secret spots that every local swears by. Check out Facebook groups for your neighborhood to find out about pop up shops, scenic parks, and underground art galleries.
You might even find a local museum that offers free admission on certain days, so take a moment to look at calendars and plan ahead. The busy city life around you offers plenty of fun activities like street fairs, community yoga, or book readings that won’t cost you a dime.
Choose one big event each month that you don’t mind paying for, and fill the rest of your social calendar with free adventures.
Budgeting Funds for More City Fun
Really it all comes down to combining your local know how with some clever planning. There’s no need to spend big in order to live big in the big city. Look out for the freebies in your neighborhood. And if you’re facing a big bill, remember that there are some safe and smart ways to extend your funds without blowing your budget.