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A virtual credit card is an essential tool for anyone who shops online or uses online payments as part of their regular spending.Virtual credit card or VCC is a prepaid card that can be used instead of your real credit or debit card to make payments online or offline. VCC are also known as prepaid credit cards or virtual prepaid cards. They’re essentially a pre-funded account that you can use to pay for goods and services online, without needing to supply further login details. In this blog post, we explain what a virtual credit card is, why you should buy VCC one and how to get one. Read on for more details…
What is a virtual credit card?
A virtual credit card is a pre-paid card that you can use online to pay for goods and services. It is a physical card that you can order online and manage through your account on a prepaid card provider’s website. You can use a virtual credit card to make purchases online, in apps and over the phone. You won’t be able to use it in a store, as it is not a physical card that you can swipe. Virtual credit cards come in two forms – pre-paid cards and ‘pay as you go’ cards. Pre-paid cards are like a traditional credit card, but instead of being linked to your existing credit, you deposit funds upfront into the card to cover the cost of what you spend. You’ll likely pay a fee for every transaction. Pay as you go virtual credit cards are like a traditional credit card but with no credit limit. They’re prepaid cards that you’ll be able to spend up to a certain amount, after which you won’t be able to use the card until you’ve made a payment. If you don’t make a payment, the company will automatically close your account.
How to Buy a Virtual Credit Card?
If you are planning to buy vcc a or virtual credit card, first, you must visit a virtual credit card website like dotparadox.com. There you can choose a virtual credit card of your choice and then go through a simple online process of filling in your personal details. Once you submit the form, the vendor will verify your details and send the virtual credit card details to you through email or SMS. The process takes from a few minutes to several hours, depending on the company you choose to buy the virtual credit card from. After receiving the virtual credit card, you can use it for all your online purchases. You have to visit the website of the payment processor for the virtual card to make your payment. Once you have made the payment, the payment processor will send the details of the transaction to the website from which you have made your purchase. After that, you can expect your purchased items to be delivered to your doorsteps.
5 reasons you should use a virtual credit card
There are plenty of reasons why you should use a virtual credit card to make payments online. Here are just a few of them: –
1. The ability to set a daily spending limit:
Some virtual credit card providers offer the option to set a daily spending limit. If you’ve been shopping and you’re worried you’re overspending, you can set a daily spending limit with your virtual credit card and it will stop you from spending more.
2. No credit check required:
Virtual credit cards are prepaid cards. This means you don’t have to worry about a credit check when applying for one. This makes virtual credit cards ideal for people who don’t have good or bad credit, or who are trying to repair their credit score.
3. No impact on your credit score:
Unlike credit cards, virtual credit card transactions aren’t reported to credit bureaus. This means they won’t impact your credit score at all.
4. Easy to use:
Virtual credit cards are easy to use and provide the same level of functionality as a regular credit card. You can use them to make purchases on websites and apps, as well as over the phone. You can also use them to access the internet and make online payments.
5. No additional fees:
Credit cards charge you a number of different fees, like an annual fee, a monthly maintenance fee and interest if you don’t pay the balance in full each month. Virtual credit cards, on the other hand, don’t have any of these fees.
Virtual credit cards are an essential tool for anyone who regularly shops online. They provide the same level of functionality as a regular credit card and are a great way to stay on top of your spending. Virtual credit cards are ideal for anyone who doesn’t have access to a credit card, as well as people who want to closely monitor their spending.