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Ox Car Care, an extended auto warranty provider, prides itself on offering affordable protection for a variety of cars’ repair needs. They offer the Gold plan as their lowest coverage option out of the three plans they advertise online. It might be the ideal choice for you if you have a higher-mileage car or just want to cover your vehicle’s basic parts.
But would the Gold plan work for you? Read on to find out!
What Does Ox’s Gold Warranty Cover?
The warranty provider lists three plans on their website, of which the Gold plan is their most basic. It is their powertrain warranty plan, which protects you against mechanical breakdowns of your car’s powertrain parts. The covered parts are the engine, transmission, transfer case, drive axles, and seals and gaskets if needed with another covered part. Not all components associated with those parts will be covered, and you should check the sample contract they supply online to see what is covered.
On top of paying for repairs to the above parts and their components, the policy offers additional benefits such as roadside assistance, tire road hazard reimbursement, and rental car coverage. They also advertise free oil changes, tire rotations, and alignment checks as being a part of all their plans, though these perks aren’t in their sample contract.
You can pay an extra fee and cover your car if you use it as a rideshare vehicle or if it has had aftermarket modifications done to it. Most warranty plans will not cover such vehicles.
How Much Does Ox’s Gold Cost?
The costs of buying the Gold plan are not shared on the provider’s website. Ox Car Care prices will vary depending on many factors, like your location and budget, as well as your vehicle’s make and model, age, and mileage.
Depending on the length of your installment plan and the contract period and mileage limits, you may be paying anywhere from $60 to $120 a month. You may be able to negotiate a lower monthly premium. Keep in mind that they will require a down payment. Your deductible for this plan is usually set at $100, but it may be set higher depending on your quote.
Are There Better Alternatives?
The Gold plan at Ox Car Care is the provider’s most universally applicable plan. Unless you own a hybrid or electric vehicle, you can benefit from its coverage of your car’s powertrain parts. In fact, this might the best plan for older used cars, even if they have higher miles on their odometer. And with Ox being a budget-minded company, you might save a lot when compared to other warranty companies’ plans.
However, if you look at similar warranty options at other service contract providers, you will find a lot to choose from. Top providers like CARCHEX and Endurance both offer powertrain plans with similar component coverage. Although Ox includes rotary engines in its coverage. However, CARCHEX’s plan also includes some cooling system protection and has a longer list of components covered in their powertrain plans. Other providers’ costs may be somewhat higher. Also, they don’t all offer optional packages with such a basic plan as Ox does, but they may have a better reputation based on a longer working history.
Should You Opt for the Gold Plan?
It really depends on what your priorities are. Are you looking for something adequate and affordable, backed by good customer service? If so, then you might like this plan from Ox Car Care. If, however, you want more coverage. Then you should look into Ox’s other two plans with a lot more parts covered: Platinum and Diamond.
It’s a good idea to look at what other providers offer and compare. You may find more coverage options at that level for not much more money. Alternatively, you might need specialized coverage for a certain type of car and think that another company covers it better. The choice is yours to make!